Have you been searching high and low for bad credit financing near Harlingen, Texas? Thanks to the finance center at Payne FIAT of Rio Grande Valley, your search is over. In our topnotch finance center, you'll discover a team of friendly auto financing professionals that are committed to helping you find and secure the bad credit financing you need. With our unbeatable poor credit financing options, you can get into one of our reliable new vehicles and build your credit at the same time. Don't have any credit history? Regardless of your credit score, our auto financing experts are eager to work hard on your behalf and get you the low-interest auto loan, bad credit used vehicle financing, or no credit financing that makes sense for you. To start exploring your options with our finance center right away, pick up the phone and give us a call today.

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(866) 906-2166

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Learn more about your Credit Score at your Harlingen, TX Dealership

Credit Rating FactorsNegative ImpactPositive Impact
Little or No Credit HistoryX
On Time Debt Payments X
Excessive Existing DebtX
Filing for BankruptcyX
High Amount of Available Credit X
Having a Long-Standing Credit Account (< 8 years) X
Late or Missed PaymentsX
Foreclosures or RepossessionsX

Drive Away in a New Model with Bad Credit Financing from Payne Fiat of the Rio Grande Valley
McAllen, TX | Weslaco, TX | Mission, TX | Harlingen, TX

Whether you see yourself in the driver's seat of a high-quality used Dodge Charger sedan or Ram 1500 truck, or your style is better suited with a pre-owned Jeep Cherokee SUV, you'll find a world of options at Payne FIAT of Rio Grande Valley. When you combine our wide variety of used vehicles with our bad credit financing opportunities, you won't want to look anywhere else near Harlingen, TX. To speak with one of the knowledgeable auto financing specialists, stop by and see us on East Expressway 83 today, nearby Sam Houston Elementary School and Tru-Fit Weslaco.

Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from creditsesame.com

Apply for Auto Financing in Harlingen, TX Today

Ready to take the next step and find out what kind of auto financing programs you qualify for at Payne FIAT of Rio Grande Valley? To get the ball rolling with affordable bad credit financing near Harlingen, TX, and start seeing low monthly payments in no time, fill out our online auto financing application now. Once you're done, then please give our finance center a call.

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Dealership Hours
Mon - Fri8:00am - 8:00pm
Saturday9:00am - 7:00pm